Discounted rate mortgages

Discounted rate mortgage overview

Discounted rate mortgages have an interest rate applied in which a discount is applied to the lenders standard variable rate for a set period. As the lenders standard variable rate moves up or down the discounted rate moves up or down by the same amount. The term of this type of mortgage usually lasts for a set period of up to 5 years.

Discounted rate mortgage options

The Financial Services Authority suggests that before you consider taking out a long term financial product such as a discounted rate mortgage that you may wish to consult a financial advisor. Our fully independent financial advisors have a great deal of experience of working with clients to research the discounted rate mortgage market and find a product that is right for them.

Free discounted rate mortgage consultations

Our aim is clear, to provide discounted rate mortgage advice that best fits our clients’ needs. We are able to do this as we are fully independent. We search the entire market to recommend the right product. We offer free consultations to allow you to discuss your discounted rate mortgage requirements with us. During this consultation, our financial advisors will discuss every element of the particular mortgage arrangement to allow you to make an informed decision as to the best way forward. To arrange your free consultation please >click here.

Please note: Your home may be repossessed if you do not keep up the repayments of a mortgage or loan secured on it.