Offset mortgages

Offset mortgage overview

Offset mortgages provide a single repository for all of your financial commitments. They are essentially a single account where loans, investments and income are placed. The value of savings and investments in effect, offset the amount that is owed on the mortgage overall. This arrangement provides flexibility as mortgage repayments are at the discretion of the borrower.

Offset mortgage options

The Financial Services Authority suggests that before you consider taking out a long term financial product such as a offset mortgage that you may wish to consult a financial advisor. Our fully independent financial advisors have a great deal of experience of working with clients to research the offset mortgage market and find a product that is right for them.

Free offset mortgage consultations

Our aim is clear, to provide offset mortgage advice that best fits our clients’ needs. We are able to do this as we are fully independent. We search the entire market to recommend the right product. We offer free consultations to allow you to discuss your offset mortgage requirements with us. During this consultation, our financial advisors will discuss every element of the particular mortgage arrangement to allow you to make an informed decision as to the best way forward. To arrange your free consultation please >click here.

Please note: Your home may be repossessed if you do not keep up the repayments of a mortgage or loan secured on it.